Welcome to the askMID website
The law on motor insurance has changed. If you own a vehicle that is not declared "off the road" (SORN) and it is registered in your name then it must be insured at all times. If you don't want to use the vehicle, then you must contact the DVLA to declare the vehicle "off road". There are penalties for not having a valid insurance policy, and if your policy does not appear on the Motor Insurance Database (MID) you can expect to receive a warning letter in the post, followed by a fixed penalty fine.
You will not be committing an offence if you have done one of the following:
Insured your vehicle.
You can check your vehicle is appearing on the MID here
Declared your vehicle "off the road" (SORN) with the DVLA.
You can check your vehicle record by using the Vehicle Enquiry service at www.direct.gov.uk/checksorn
This website provides expert advice and helpful motoring tips to help you keep your insurance costs down to make sure you stay insured and stay legal.
Like the DVLA will, you can check your vehicle has a valid insurance policy on the MID. It's free. Simply enter your vehicle registration number on askMID.com.
Any company offering motor insurance in the UK must be a member of the Motor Insurers' Bureau and contribute to the levy as well as supply data to the Motor Insurance Database. Information about MIB membership is available here.
MIB is aware that members of the public are being contacted by companies or individuals fraudulently claiming to work for us or acting on our behalf. They may also claim that they obtained information from the Motor Insurance Database (MID).
Click here for more information and advice regarding cold calls.
3 April 2013 - International striker Carlos Tevez stands trial for driving whilst disqualified and without insurance and could join a disgraced squad of footballers who have dropped the ball when it comes to car insurance – Read the full press release here
18 March 2013 - The Motor Insurers' Bureau receives a Gold award from Pennies from Heaven, the UK's fastest growing micro giving scheme for employees and pensioners – Read the full press release here
For older news items, please see our askMID News page.