askMID.com — Stay Insured. Stay Legal

Check if your vehicle is on the Motor Insurance Database today...

Welcome to the askMID website

The law on motor insurance has changed. If you own a vehicle that is not declared "off the road" (SORN) and it is registered in your name then it must be insured at all times. If you don't want to use the vehicle, then you must contact the DVLA to declare the vehicle "off road". There are penalties for not having a valid insurance policy, and if your policy does not appear on the Motor Insurance Database (MID) you can expect to receive a warning letter in the post, followed by a fixed penalty fine.

You will not be committing an offence if you have done one of the following:

  • Insured your vehicle.
    You can check your vehicle is appearing on the MID here

  • Declared your vehicle "off the road" (SORN) with the DVLA.
    You can check your vehicle record by using the Vehicle Enquiry service at www.direct.gov.uk/checksorn



This website provides expert advice and helpful motoring tips to help you keep your insurance costs down to make sure you stay insured and stay legal.

Like the DVLA will, you can check your vehicle has a valid insurance policy on the MID. It's free. Simply enter your vehicle registration number on askMID.com.

Any company offering motor insurance in the UK must be a member of the Motor Insurers' Bureau and contribute to the levy as well as supply data to the Motor Insurance Database. Information about MIB membership is available here.

Latest News

30 March 2012 - New figures released by the Motor Insurers' Bureau (MIB) today, reveals the number of 17 - 20 year olds estimated to be driving without insurance has decreased by half over the last three years. Read the full press release here.

25 Oct 2011 - Following a major operation to target uninsured drivers and disrupt criminal activity in London last week (Wednesday, 19 October 2011), the Motor Insurers' Bureau (MIB) has taken the highest number of calls to their dedicated police helpline since it was started in early 2007. This contributed to 558 vehicle seizures and 76 arrests in the capital in one day. Read the full press release here.

For older news items, please see our askMID News page.